Frequently Asked Questions

Offer was founded in 2021 and as one of the first 5 companies in the Saudi Arabia to show insurance quotes in comparison. Offer is a brokerage insurance company licensed by Insurance Authority.

Offer partners with several insurance companies and it is integrated for posting and retrieving insurance quotes from their systems automatically. Then Offer provides a quote to customer. When customer accept a quote and pay for it, it notifies the company's system to issue insurance to the customer as well as extends the integration with relevant authorities. Also Offer system shows the issued document and invoice to the customer.

Third Party Liability car insurance is the minimum required coverage by applied regulation to drive in SA. TPL is the cheapest and only covers third party compensation against injuries and damages sustained in the car accident. It protects you from any legal or punitive damages in favor of the third party. This coverage type does not offer you any assistance or compensation against your own injury or vehicle repairs in the accident.

However, Comprehensive type protects against all damages sustained to your vehicle in case of a car accident. Comprehensive coverage includes TPL by default. This insurance type also covers your vehicle from damages due to fires, theft, Natural disasters (Floods, cold, storms…etc.). To learn more about Comprehensive Insurance.

Offer platform provides customers with an evaluation of the speed of integration for each insurance company with Najm/Moroor on the quotes page, based on historical data. Insurance companies are committed to notifying Offer platform when the integration process is completed automatically. Offer uses this information to assess the speed of integration and make it available to the customer.

The insurance company does not compensate the holder of a third party insurance policy to repair his own vehicle, but compensates the third party in case there is liability for the accident by the policy holder, as per the terms and conditions set forth in the insurance policy.

According to Insurance Authority regulations, it is not allowed to carry or purchase more than two insurance policies for the same vehicle and with the same owner's name at the same period of time. Note that a new third document can be added if there are 14 days remaining until the end of the first policy.

Yes, Offer platform shows prices in comparison UI to make the prices shown by service provider of insurance companies as competitive compared to the insurance market single website.